What Safety Devices Should I have in my Home?

One question we often get asked is "what discounts can I get on my homeowners insurance if I make it safer?"

Seems like a silly question. So if you didn't get a discount for having safety devices in your home, to protect you and your family, than you wouldn't bother to have them? 

Of course, there are discounts available for having safety devices in your home. All of our carriers offer these discounts.The biggest discount for safety devices is by having a central station reporting alarm system, think ADT, in your home. But not everyone is in the financial situations to have one of these systems installed. 

Here is a list of protective devices to have in your home. These devices should be in your home to help reduce risk and protect your family (and get a discount). 

-Smoke Detectors

-Fire Extinguisher 

-Carbon Monoxide Detectors

-Deadbolt locks

All of these devices are imperative to have in your home for your family's safety. Although we love to tell you about insurance discounts, don't forget that these devices are about protecting you and your loved ones.