Tuesday, April 7, 2015

Your Duties in the Event of a Loss

When your family or business suffers a loss or damages you have several responsibilities that you need to take per the conditions in your insurance policy. 

 

Below you will find some highlighted duties you have after you discover you have suffered a loss. 

 

- Give prompt notification to your insurance agent of the loss. You should include information such as when, where, who, and how.

 

- Take all reasonable steps to protect the property from further loss or damage. 

 

- Notify the police if the loss appears to be a result of a violation of the law such as theft or vandalism.

 

- Furnish to the insurance company inventories of the damaged property and permit for them to inspect the property and your records.

 

- Cooperate with the insurance company with the claims process including submitting to an examination regarding the loss.

 

- Sign a sworn proof of loss for the insurance company.

 

We represent several top rated insurance carriers that pride themselves on their claims handling and experience. In the event of a loss we are there to guide you through the process and make sure you are taken care of the way you deserve. 

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